https://www.joinandwise.com/blog Contracts, student loans and career decisions for medical students, residents and early-career physicians, from the Andwise library. en-us Fri, 23 Oct 2026 04:28:58 UT https://www.joinandwise.com/blog/resident-unionization-rights-due-process-and-contracts https://www.joinandwise.com/blog/resident-unionization-rights-due-process-and-contracts Wed, 21 Oct 2026 00:00:00 UT Legal Education How the landmark 1999 Boston Medical Center decision protects resident organizing, why ACGME due process differs from union arbitration, and the real economics of resident contracts. https://www.joinandwise.com/blog/workplace-discrimination-what-you-can-do-if-you-ve-been-unfairly-targeted https://www.joinandwise.com/blog/workplace-discrimination-what-you-can-do-if-you-ve-been-unfairly-targeted Tue, 28 May 2024 00:00:00 UT Legal Education No one deserves to feel discriminated against at work. Unfortunately, for MDs and DOs, various forms of discrimination can occur within healthcare… https://www.joinandwise.com/blog/financial-planning-simplified-for-physicians-harnessing-the-index-card-approach https://www.joinandwise.com/blog/financial-planning-simplified-for-physicians-harnessing-the-index-card-approach Fri, 24 May 2024 00:00:00 UT Financial Education Navigating the complexities of personal finance and investment strategies can be particularly daunting for physicians, who often grapple with demanding… https://www.joinandwise.com/blog/10-financial-traps-every-doctor-falls-into-and-how-to-avoid-them https://www.joinandwise.com/blog/10-financial-traps-every-doctor-falls-into-and-how-to-avoid-them Wed, 22 May 2024 00:00:00 UT Physician Perspectives Doctors often fall into common financial traps that can derail their financial goals. Here are the top ten traps and how to avoid them. https://www.joinandwise.com/blog/securing-parental-leave-a-comprehensive-guide-for-physician-parents https://www.joinandwise.com/blog/securing-parental-leave-a-comprehensive-guide-for-physician-parents Wed, 22 May 2024 00:00:00 UT Legal Education Congratulations on your upcoming journey into parenthood! While preparing for your new arrival, it's crucial to consider your parental leave options. As a… https://www.joinandwise.com/blog/transitioning-to-part-time-work-guide-for-physicians https://www.joinandwise.com/blog/transitioning-to-part-time-work-guide-for-physicians Wed, 22 May 2024 00:00:00 UT Financial Education The US healthcare system continues to evolve, with physician burnout and workforce shortages remaining significant hurdles. Transitioning to part-time… https://www.joinandwise.com/blog/hidden-pitfalls-in-physician-employment-contracts-how-to-spot-and-avoid-them https://www.joinandwise.com/blog/hidden-pitfalls-in-physician-employment-contracts-how-to-spot-and-avoid-them Tue, 21 May 2024 00:00:00 UT Legal Education Congratulations! You've landed that dream job in medicine. You're excited to start a new chapter, but before you sign on the dotted line, take a deep… https://www.joinandwise.com/blog/independent-practice-right-out-of-residency-a-calculated-leap-or-a-risky-venture https://www.joinandwise.com/blog/independent-practice-right-out-of-residency-a-calculated-leap-or-a-risky-venture Tue, 21 May 2024 00:00:00 UT Financial Education The decision to embark on independent practice directly after residency is significant, often driven by the desire for autonomy, a flexible schedule, and… https://www.joinandwise.com/blog/from-debt-to-wealth-the-financial-turnaround-plan-for-physicians https://www.joinandwise.com/blog/from-debt-to-wealth-the-financial-turnaround-plan-for-physicians Mon, 20 May 2024 00:00:00 UT Financial Education Understanding the Financial Challenges of Physicians https://www.joinandwise.com/blog/navigating-telehealth-across-state-lines-a-comprehensive-guide-for-mds-dos https://www.joinandwise.com/blog/navigating-telehealth-across-state-lines-a-comprehensive-guide-for-mds-dos Mon, 20 May 2024 00:00:00 UT Legal Education The world of medicine is rapidly embracing telehealth, but venturing into interstate telehealth introduces a complex web of legal and regulatory hurdles… https://www.joinandwise.com/blog/mastering-tax-planning-a-year-round-guide-for-employed-physicians https://www.joinandwise.com/blog/mastering-tax-planning-a-year-round-guide-for-employed-physicians Sun, 19 May 2024 00:00:00 UT Financial Education Tax season may be over, but employed physicians can't afford to put tax planning on hold. By taking proactive steps throughout the year, you can… https://www.joinandwise.com/blog/next-steps-for-unmatched-medical-graduates-with-student-loans https://www.joinandwise.com/blog/next-steps-for-unmatched-medical-graduates-with-student-loans Sun, 19 May 2024 00:00:00 UT Financial Education Disappointed about not matching this year? It's a common feeling, but it doesn't define your future in medicine. This guide equips you with a roadmap to… https://www.joinandwise.com/blog/physician-side-hustles-a-practical-guide-to-legal-compliance https://www.joinandwise.com/blog/physician-side-hustles-a-practical-guide-to-legal-compliance Sun, 19 May 2024 00:00:00 UT Legal Education The world of medicine is demanding, but many physicians crave the opportunity to explore additional ventures. Financial goals, industry expertise, or a… https://www.joinandwise.com/blog/understanding-your-leverage-as-a-new-attending https://www.joinandwise.com/blog/understanding-your-leverage-as-a-new-attending Sat, 18 May 2024 00:00:00 UT Legal Education Navigating the transition from residency or fellowship to a full-time position is a pivotal moment in the career of any new medical graduate. This… https://www.joinandwise.com/blog/mastering-financial-wellness-for-physicians-lessons-from-predictably-irrational https://www.joinandwise.com/blog/mastering-financial-wellness-for-physicians-lessons-from-predictably-irrational Fri, 17 May 2024 00:00:00 UT Financial Education Physicians, immersed in a profession that demands precision and rationality, might find the exploration of irrational behavior in decision-making as… https://www.joinandwise.com/blog/surgeon-contract-regrets-top-8-pitfalls-and-how-to-navigate-them https://www.joinandwise.com/blog/surgeon-contract-regrets-top-8-pitfalls-and-how-to-navigate-them Thu, 16 May 2024 00:00:00 UT Legal Education Congratulations on reaching the pinnacle of your career as a surgeon! While securing your dream position is cause for celebration, it's crucial to… https://www.joinandwise.com/blog/whistleblowing-as-a-medical-resident-protecting-patients https://www.joinandwise.com/blog/whistleblowing-as-a-medical-resident-protecting-patients Tue, 14 May 2024 00:00:00 UT Legal Education As a resident physician, you're dedicated to patient care and learning the intricacies of the healthcare system. Sometimes, this means encountering… https://www.joinandwise.com/blog/navigating-financial-health-for-physicians-insights-from-nudge https://www.joinandwise.com/blog/navigating-financial-health-for-physicians-insights-from-nudge Fri, 10 May 2024 00:00:00 UT Financial Education Physicians face a unique set of financial challenges and opportunities throughout their careers. Balancing the demands of a high-stress profession with… https://www.joinandwise.com/blog/the-power-of-no-setting-boundaries-and-asserting-your-rights-in-the-workplace https://www.joinandwise.com/blog/the-power-of-no-setting-boundaries-and-asserting-your-rights-in-the-workplace Thu, 09 May 2024 00:00:00 UT Legal Education In the fast-paced world of medicine, physicians are constantly bombarded with demands. From long hours and demanding patients to relentless workloads and… https://www.joinandwise.com/blog/bridging-financial-wisdom-applying-rich-dad-poor-dad-principles-to-the-medical-profession https://www.joinandwise.com/blog/bridging-financial-wisdom-applying-rich-dad-poor-dad-principles-to-the-medical-profession Fri, 03 May 2024 00:00:00 UT Financial Education In the world of personal finance, few books have sparked as much conversation as Robert Kiyosaki's "Rich Dad Poor Dad." Its straightforward comparison of… https://www.joinandwise.com/blog/closing-the-behavior-gap-financial-strategies-for-physicians-from-carl-richards-insights https://www.joinandwise.com/blog/closing-the-behavior-gap-financial-strategies-for-physicians-from-carl-richards-insights Fri, 26 Apr 2024 00:00:00 UT Financial Education Physicians often grapple with the complexities of managing substantial incomes, student loan debt, and the pressures of a demanding profession. Carl… https://www.joinandwise.com/blog/strategic-wealth-building-for-physicians-the-millionaire-next-door-by-thomas-j-stanley-and-william-d-danko https://www.joinandwise.com/blog/strategic-wealth-building-for-physicians-the-millionaire-next-door-by-thomas-j-stanley-and-william-d-danko Fri, 19 Apr 2024 00:00:00 UT Financial Education "The Millionaire Next Door" unveils the often-counterintuitive habits that lead to wealth accumulation, shedding light on the importance of frugality,… https://www.joinandwise.com/blog/renegotiate-your-success-a-hospitalist-s-guide-to-contract-optimization https://www.joinandwise.com/blog/renegotiate-your-success-a-hospitalist-s-guide-to-contract-optimization Tue, 16 Apr 2024 00:00:00 UT Legal Education For hospitalists, contract renewals are a chance to refine your role, optimize patient care delivery in the time-sensitive hospital environment, and… https://www.joinandwise.com/blog/investing-simplified-how-physicians-can-use-a-random-walk-down-wall-street-to-their-advantage https://www.joinandwise.com/blog/investing-simplified-how-physicians-can-use-a-random-walk-down-wall-street-to-their-advantage Fri, 12 Apr 2024 00:00:00 UT Financial Education Quick Guide to Smarter Investing for Busy Physicians https://www.joinandwise.com/blog/why-andwise-free-contract-analyzer-is-a-game-changer-for-physicians https://www.joinandwise.com/blog/why-andwise-free-contract-analyzer-is-a-game-changer-for-physicians Fri, 12 Apr 2024 00:00:00 UT Free Tools Understanding the nuances of your physician employment contract is not just a matter of professional diligence—it's about securing a future that aligns… https://www.joinandwise.com/blog/navigating-physician-employment-legalese-with-ease-on-andwise https://www.joinandwise.com/blog/navigating-physician-employment-legalese-with-ease-on-andwise Thu, 11 Apr 2024 00:00:00 UT Free Tools Physician employment contracts are fraught with complexities that can significantly impact a physician's career trajectory, financial security, and… https://www.joinandwise.com/blog/mastering-personal-finance-with-your-money-or-your-life https://www.joinandwise.com/blog/mastering-personal-finance-with-your-money-or-your-life Fri, 05 Apr 2024 00:00:00 UT Financial Education Introduction to Financial Well-Being for Physicians https://www.joinandwise.com/blog/strategic-reframing-negotiation-techniques-for-physicians https://www.joinandwise.com/blog/strategic-reframing-negotiation-techniques-for-physicians Fri, 05 Apr 2024 00:00:00 UT Legal Education The art of negotiation thrives on the delicate balance between advocating for your needs and understanding the priorities of the other party. As a… https://www.joinandwise.com/blog/supporting-physicians-through-career-transitions-a-comprehensive-guide-for-advisors https://www.joinandwise.com/blog/supporting-physicians-through-career-transitions-a-comprehensive-guide-for-advisors Wed, 03 Apr 2024 00:00:00 UT Financial Education In the life of a physician, the decision to possibly leave the medical field represents a profound crossroad. This juncture is often reached after… https://www.joinandwise.com/blog/the-importance-of-simplifying-your-financial-accounts https://www.joinandwise.com/blog/the-importance-of-simplifying-your-financial-accounts Fri, 22 Mar 2024 00:00:00 UT Physician Perspectives In today's financial landscape, the average individual juggles a plethora of accounts, from savings, checking, high yield savings, crypto and… https://www.joinandwise.com/blog/guide-to-disability-insurance-for-physicians-in-2024 https://www.joinandwise.com/blog/guide-to-disability-insurance-for-physicians-in-2024 Mon, 18 Mar 2024 00:00:00 UT Financial Education Navigating disability insurance is essential for physicians, protecting not just income but also peace of mind and professional longevity. This guide aims… https://www.joinandwise.com/blog/loud-budgeting-for-early-career-physicians-building-financial-wellness-together https://www.joinandwise.com/blog/loud-budgeting-for-early-career-physicians-building-financial-wellness-together Mon, 18 Mar 2024 00:00:00 UT Financial Education Many early-career physicians face the dual challenge of managing significant student loan debt while navigating the beginnings of their medical careers.… https://www.joinandwise.com/blog/gearing-up-for-residency-essential-tips-for-a-smooth-transition https://www.joinandwise.com/blog/gearing-up-for-residency-essential-tips-for-a-smooth-transition Fri, 15 Mar 2024 00:00:00 UT Physician Perspectives Congratulations on your residency match! This significant milestone is the culmination of your unwavering dedication, tireless hard work, and the… https://www.joinandwise.com/blog/the-match-doesn-t-define-you https://www.joinandwise.com/blog/the-match-doesn-t-define-you Thu, 14 Mar 2024 00:00:00 UT Physician Perspectives Tomorrow medical students around the country will tear open envelopes in front of friends and family notifying them where they’re going to spend the next… https://www.joinandwise.com/blog/transitioning-to-a-new-specialty-after-residency-a-comprehensive-guide https://www.joinandwise.com/blog/transitioning-to-a-new-specialty-after-residency-a-comprehensive-guide Fri, 08 Mar 2024 00:00:00 UT Physician Perspectives Embarking on a journey to transition into a new medical specialty as a physician is no small feat. It's a decision often fraught with challenges,… https://www.joinandwise.com/blog/returning-to-work-after-parental-leave https://www.joinandwise.com/blog/returning-to-work-after-parental-leave Wed, 06 Mar 2024 00:00:00 UT Physician Perspectives Recently, one physician shared their struggle in a physician only discussion forum, expressing the stress of long clinical hours (in a job they love),… https://www.joinandwise.com/blog/navigating-the-financial-and-legal-labyrinth-a-guide-for-physician-spouses-and-partners https://www.joinandwise.com/blog/navigating-the-financial-and-legal-labyrinth-a-guide-for-physician-spouses-and-partners Fri, 23 Feb 2024 00:00:00 UT Financial Education Being a physician's spouse or partner isn't just about shared meals and emotional support. It's venturing into a unique financial and legal landscape,… https://www.joinandwise.com/blog/conquering-student-debt-insights-from-a-pgy-1 https://www.joinandwise.com/blog/conquering-student-debt-insights-from-a-pgy-1 Thu, 22 Feb 2024 00:00:00 UT Physician Perspectives It's been nearly a year since I matched into my dream residency program in Internal medicine-pediatrics at the University of Chicago. I still remember the… https://www.joinandwise.com/blog/exploring-new-opportunities-as-physician https://www.joinandwise.com/blog/exploring-new-opportunities-as-physician Tue, 20 Feb 2024 00:00:00 UT Physician Perspectives I’ve written previously about changing specialties during residency, and how challenging that can be. Later on in our careers, while we may not be… https://www.joinandwise.com/blog/modern-portfolio-theory https://www.joinandwise.com/blog/modern-portfolio-theory Fri, 02 Feb 2024 00:00:00 UT Physician Perspectives Many physicians may have noticed others on social media forums talk about ‘VTSAX and chill’,' but do all of them know what that means? In today’s blog we… https://www.joinandwise.com/blog/common-scams-per-irs https://www.joinandwise.com/blog/common-scams-per-irs Tue, 30 Jan 2024 00:00:00 UT Physician Perspectives As physicians, you're dedicated to your patients and often find yourselves immersed in a demanding and time-consuming profession. With the hustle and… https://www.joinandwise.com/blog/physician-money-mistakes-part-2-my-journey-to-avoiding-financial-pitfalls https://www.joinandwise.com/blog/physician-money-mistakes-part-2-my-journey-to-avoiding-financial-pitfalls Fri, 26 Jan 2024 00:00:00 UT Physician Perspectives The days are long, but the years are short - or so the saying goes. Many of us have faced financial challenges on our road to becoming physicians. In part… https://www.joinandwise.com/blog/preventing-burnout-as-a-hospitalist https://www.joinandwise.com/blog/preventing-burnout-as-a-hospitalist Wed, 17 Jan 2024 00:00:00 UT Physician Perspectives Burnout is an all-too-common issue in the medical profession, particularly among hospitalists who face a unique set of challenges in their daily routines.… https://www.joinandwise.com/blog/what-doctors-are-using-for-budgeting-and-net-worth-tracking https://www.joinandwise.com/blog/what-doctors-are-using-for-budgeting-and-net-worth-tracking Fri, 12 Jan 2024 00:00:00 UT Financial Education The discontinuation of Mint by Intuit has left many professionals, including doctors, searching for reliable financial management tools. Many physicians… https://www.joinandwise.com/blog/maximizing-tax-savings-for-full-time-w2-physicians https://www.joinandwise.com/blog/maximizing-tax-savings-for-full-time-w2-physicians Tue, 09 Jan 2024 00:00:00 UT Financial Education As a full-time employed W2 physician, navigating the complexities of tax season can be a daunting task. With high incomes and busy schedules, it's crucial… https://www.joinandwise.com/blog/the-pareto-principle https://www.joinandwise.com/blog/the-pareto-principle Fri, 05 Jan 2024 00:00:00 UT Physician Perspectives The Pareto Principle, often referred to as the 80/20 rule, is a concept that suggests that roughly 80% of effects come from 20% of causes. When applied to… https://www.joinandwise.com/blog/overcoming-fomo-in-personal-finance-stay-true-to-your-financial-path https://www.joinandwise.com/blog/overcoming-fomo-in-personal-finance-stay-true-to-your-financial-path Thu, 04 Jan 2024 00:00:00 UT Physician Perspectives In the age of social media and constant connectivity, the “Fear Of Missing Out” (FOMO) has become a pervasive influence in many aspects of life, including… https://www.joinandwise.com/blog/navigating-a-financial-windfall-making-the-most-of-a-life-insurance-payout https://www.joinandwise.com/blog/navigating-a-financial-windfall-making-the-most-of-a-life-insurance-payout Thu, 21 Dec 2023 00:00:00 UT Financial Education Receiving a substantial financial windfall, such as a life insurance payout, can be both a blessing and a challenge, especially when it comes at a… https://www.joinandwise.com/blog/why-chasing-credit-card-rewards-is-a-waste-of-time-for-most-physicians https://www.joinandwise.com/blog/why-chasing-credit-card-rewards-is-a-waste-of-time-for-most-physicians Fri, 15 Dec 2023 00:00:00 UT Physician Perspectives As a physician with personal experience of having over 20 credit cards, I've ventured deep into the world of credit card points and rewards. Initially I… https://www.joinandwise.com/blog/unique-financial-challenges-that-physicians-face https://www.joinandwise.com/blog/unique-financial-challenges-that-physicians-face Mon, 11 Dec 2023 00:00:00 UT Physician Perspectives Unique Financial Challenges That Physicians Face