Check disability coverage
Compare policy definitions, benefit terms and exclusions alongside the premium.
Gather the inputs with this guide, then enter your own information in the matching tool.
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A brief introduction
Read the motion transcript
Compare policy definitions, benefit terms and exclusions alongside the premium.
- Read the definition. Occupation, duties and the policy's definition of disability.
- Compare the terms. Benefits, waiting periods, riders and premiums.
- Find the limits. Exclusions, offsets and questions for a licensed professional.
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See the structure
Three steps to work through
- Read the definition
Occupation, duties and the policy's definition of disability.
- Compare the terms
Benefits, waiting periods, riders and premiums.
- Find the limits
Exclusions, offsets and questions for a licensed professional.
Make room for the unknowns
Take the worksheet with you
The blank worksheet leaves space for the facts you have, their sources and the questions you still need to ask.
Download the worksheet PDF ↓Your notes
- Policies, quote dates and premiums
- Occupation and disability definitions
- Benefit amounts and waiting periods
- Riders, exclusions and offsets
- Missing policy language and questions
- Sources, next step and review date