Change how I work
Put take-home pay, exit costs and months of savings beside each career option.
Decision guides to save and share
Download a worksheet, save a diagram or share a short introduction. Each guide accompanies a decision tool you can use with your own information.
Eight decisions. A few ways to work through each.
- Print a worksheet
- Save a diagram
- Share an image
- Watch the steps
Choose your decision
Every collection includes the same formats.
Reduce my hours
Compare a smaller workweek with the hours needed to cover your spending floor.
Compare an offer
Read pay, working time, benefits and contract obligations together.
Compare repayment plans
Put loan balances, plan eligibility, payments and PSLF assumptions in one comparison.
Compare locations
Compare after-tax pay, relocation costs and restrictions in two places.
Check disability coverage
Compare policy definitions, benefit terms and exclusions alongside the premium.
Price a partnership buy-in
Separate purchase price, financing, distribution assumptions and ownership terms.
Check a contract
Read the clauses, payment terms and open questions in an employment agreement.
A place to begin
Keep the source beside the entry
When you write down a number or a term, keep the document and date beside it. This blank offer comparison shows what to gather before filling in a worksheet.
| Item | Information to record | Evidence to keep |
|---|---|---|
| Pay | To recordAmount and pay period | Source to keepDated offer or pay statement |
| Working time | To recordHours, call and leave | Source to keepSchedule and relevant contract pages |
| Open questions | To checkTerms that need clarification | Source to keepWritten response and the date received |
These are prompts to fill in, with no personal figures or terms entered. A square marks an entry, a diamond marks its source and an open circle marks a question.