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    Compare repayment plans

    Put loan balances, plan eligibility, payments and PSLF assumptions in one comparison.

    Gather the inputs with this guide, then enter your own information in the matching tool.

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    A brief introduction

    A short introduction to the inputs. Press play to watch, or read the steps below.
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    Put loan balances, plan eligibility, payments and PSLF assumptions in one comparison.

    1. List the loans. Balances, rates, loan types and income.
    2. Check eligibility. Plan rules and the employment facts relevant to PSLF.
    3. Compare the paths. Payments, total modeled cost and assumptions.

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    Three steps to work through

    Compare repayment plans: three steps Put loan balances, plan eligibility, payments and PSLF assumptions in one comparison. Step 1: List the loans. Balances, rates, loan types and income. Step 2: Check eligibility. Plan rules and the employment facts relevant to PSLF. Step 3: Compare the paths. Payments, total modeled cost and assumptions. ANDWISE / DECISION GUIDE Compare repayment plans 1 List the loans Balances, rates, loan types and income. 2 Check eligibility Plan rules and the employment facts relevant to PSLF. 3 Compare the paths Payments, total modeled cost and assumptions. A guide to the inputs · joinandwise.com
    1. List the loans

      Balances, rates, loan types and income.

    2. Check eligibility

      Plan rules and the employment facts relevant to PSLF.

    3. Compare the paths

      Payments, total modeled cost and assumptions.

    This guide explains the inputs to gather and the questions to keep. Your own comparison belongs in the worksheet or the matching tool.

    Make room for the unknowns

    Take the worksheet with you

    The blank worksheet leaves space for the facts you have, their sources and the questions you still need to ask.

    Download the worksheet PDF ↓

    Your notes

    • Loan types, balances and rates
    • Income and household assumptions
    • Plans to compare and eligibility
    • PSLF employment and payment records
    • Payment estimates and dated rules
    • Questions, next step and review date

    Browse all eight decision guides →