Open data
The data behind the tools, as files you can download, cite and reuse. Every entry carries its source and the date it was checked.
8 datasets · 264 records · newest check October 21, 2026 · licensed CC BY 4.0
These files are the same data the reference pages and calculators read. They are published so that a journalist, a law clinic, a residency program or a specialty society can check a claim, build on it, or cite it without scraping the site.
Datasets
US physician non-compete law by state
For each state and DC: whether physician non-competes are banned, limited or unrestricted, the limits the law sets, exceptions, statute citations and the date the entry was last checked.
51 jurisdictions · checked October 21, 2026 · JSON · CSV
General information, not legal advice. Every entry carries its citations and check date; an entry that cannot be re-verified is removed rather than left stale.
Physician non-compete bills to watch
State bills that would change physician non-compete law, with the furthest stage reached, the outcome, the last action and the date it happened.
63 bills · checked October 21, 2026 · JSON · CSV
A bill that died in one session can return in the next. `carriesOver` and `aliveUntil` say whether it is still live.
Federal student-loan repayment rules, 2026
RAP, IBR, Tiered Standard, legacy plans, PSLF, residency rules, borrowing caps and 2026–27 interest rates, with the statute or regulation behind each parameter.
12 rule groups · checked October 21, 2026 · JSON
Numbers change by statute, regulation and annual announcement. `scheduledChanges` lists known future dates; check `asOf` before relying on any figure.
Residency rules by state
Training-license requirements, who applies, fees, lead times, when a full license becomes available, and the state income-tax treatment a new resident faces.
51 states · checked October 21, 2026 · JSON · CSV
Board rules change without notice. Each row carries a confidence label and a check date; confirm against the board before applying.
Federal and state income-tax parameters, 2026
Bracket thresholds, standard deductions and state income-tax rules used to estimate resident take-home pay for tax year 2026.
52 jurisdictions · checked October 21, 2026 · JSON
Local income taxes and state payroll taxes (SDI, PFML, transit) are not modeled. Estimates only, not tax advice.
Resident and fellow stipends, 2025–26
National unweighted and weighted mean and median stipends by PGY level, and weighted means by region, from the AAMC stipend survey.
3 survey tables · checked October 21, 2026 · JSON
Source is the AAMC Survey of Resident/Fellow Stipends and Benefits. Figures are reproduced for reference with the survey cited; check the AAMC's terms before republishing at scale.
Specialty malpractice and wRVU benchmarks
Planning estimates by specialty: mature annual malpractice premium range, typical tail multiple and annual wRVU target.
15 specialties · checked October 21, 2026 · JSON · CSV
Planning estimates, not quotes. Actual premiums and tail costs vary by carrier, coverage limits and state. Source: Andwise specialty benchmark table, last updated 2026-10-21.
Andwise forecasts with resolution criteria
Dated, falsifiable forecasts about physician pay, loans and contract law, each with a probability, a resolution date and the rule that decides it.
17 forecasts · checked October 21, 2026 · JSON · CSV
Probabilities are judgments, not advice. Each forecast names the event that resolves it so the record can be scored after the fact.
Figures
Ready-to-embed charts built from the datasets above, as SVG. Each one carries its own title, source line and check date, so a copy stays honest after it leaves this page.
Physician non-compete law by state
All 51 jurisdictions, one tile each, coloured by whether physician non-competes are banned, restricted by statute, or governed by general law. Counts are in the legend; the underlying entry for each state carries its citation and check date.
Checked October 21, 2026 · SVG · dataset · CC BY 4.0
Andwise, "Physician non-compete law by state" (checked 2026-10-21), https://www.joinandwise.com/figures/noncompete-map.svg, CC BY 4.0
Resident PGY-1 stipend by region, 2025–26
Weighted mean first-year stipend by AAMC region, with the national weighted mean as a reference line. Weighted by resident headcount, so large programs count more; it is not a cost-of-living adjustment and not a median.
Checked July 1, 2025 · SVG · dataset · CC BY 4.0
Andwise, "Resident PGY-1 stipend by region, 2025–26" (checked 2025-07-01), https://www.joinandwise.com/figures/resident-stipends-pgy1.svg, CC BY 4.0
How to cite
Carry the dataset name, the check date and a link. Attribution to Andwise satisfies the license; the date is what lets a reader tell whether the figure is still current.
Andwise, "US physician non-compete law by state" (2026-10-21). https://www.joinandwise.com/contracts/noncompeteEach JSON file repeats the citation, the license and the check date in its header, so a copy carries its own provenance.
For computed answers, the read-only MCP server at mcp.joinandwise.com exposes the same datasets and models as tools. It stores nothing.
What is not included
- Licensed compensation benchmarks. MGMA, SullivanCotter and similar surveys sell their data. Andwise links to them rather than reproducing them, and these files contain none of their figures.
- Anything personal. The site has no accounts and the tools run in your browser. There is no user data to publish, and the datasets contain none.
- Legal conclusions. The files describe what a statute or rule says. They do not say whether a clause is enforceable or which plan someone should choose.
How it stays current
State non-compete law is re-checked monthly from January through July and quarterly otherwise. Federal loan rules are re-checked within a week of an Education Department announcement or a court ruling, and at each scheduled change date. A date changes only when the entry was re-checked. Changes are logged on the change log, and the method is in the editorial policy.
If a figure here is wrong, send the correction with a source. Errors are fixed and the check date moves with the fix; an entry that cannot be re-verified is removed rather than left stale.