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    Reduce my hours

    Compare a smaller workweek with the hours needed to cover your spending floor.

    Gather the inputs with this guide, then enter your own information in the matching tool.

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    A brief introduction

    A short introduction to the inputs. Press play to watch, or read the steps below.
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    Compare a smaller workweek with the hours needed to cover your spending floor.

    1. Set the floor. Monthly expenses and savings available.
    2. Change the hours. Pay, benefits and the schedule you are testing.
    3. Compare the gap. Hours to cover expenses and months of savings.

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    Three steps to work through

    Reduce my hours: three steps Compare a smaller workweek with the hours needed to cover your spending floor. Step 1: Set the floor. Monthly expenses and savings available. Step 2: Change the hours. Pay, benefits and the schedule you are testing. Step 3: Compare the gap. Hours to cover expenses and months of savings. ANDWISE / DECISION GUIDE Reduce my hours 1 Set the floor Monthly expenses and savings available. 2 Change the hours Pay, benefits and the schedule you are testing. 3 Compare the gap Hours to cover expenses and months of savings. A guide to the inputs · joinandwise.com
    1. Set the floor

      Monthly expenses and savings available.

    2. Change the hours

      Pay, benefits and the schedule you are testing.

    3. Compare the gap

      Hours to cover expenses and months of savings.

    This guide explains the inputs to gather and the questions to keep. Your own comparison belongs in the worksheet or the matching tool.

    Make room for the unknowns

    Take the worksheet with you

    The blank worksheet leaves space for the facts you have, their sources and the questions you still need to ask.

    Download the worksheet PDF ↓

    Your notes

    • Current hours and pay
    • Schedule I want to test
    • Monthly spending floor
    • Benefits or expenses that change
    • Savings and assumptions
    • Questions, next step and review date

    Browse all eight decision guides →